Need a special Physician Loan? You're at the right place for a home loan!

We're the home of the Zero Down Doctor Loan (a/k/a Physician Mortgage Loans)

At Exclusive Physician Loans, we've helped thousands of young doctors and their families with special physician mortgage loans over the past decade. These physician home loans have helped young doctors who have tons of debt with student doctor loans and not a lot of savings but great income, or great income in the very near future. One of the great features of this special physician mortgage is that it allows for future income, as opposed to standard and FHA Loans requiring having already started the new job and higher pay stub to prove it.

With this specialized physician loan that we can help you with, the zero to five percent down payment required is miniscule compared to traditional jumbo loans that require 20%-25% down. This special doctor loan acknowledges that physicians just finishing either medical school or residency/fellowship have minimal savings, and as a result have little or no down payments in order to buy a home. Another great benefit of the physician loan is that even if 5% down is required (as is required in declining markets), it can come in the form of a gift from family! The surprising thing is that many young physicians realize they need a special physician mortgage, but since these special doctor home loans are unadvertised, it is incredibly hard to find them. Especially since Bank of America suspended their Zero Down Doctor Home Mortgage.

That's where Exclusive Physician Loans experience with helping thousand of physicians with these doctor home loans will pay off for graduating med students, as well as graduating residents and fellows. We have contacts at super safe international banks that want to have young physicians as customers, and are willing to provide special physician mortgages that no other bank is willing to provide. We're passionate about helping young physicians with the Physician Loan, and passionate about giving great home buying advice to insure the best plan for you and your family.