Great to see our niche lender 30YR JUMBO loans are only 5.625%, paying 1 point.  What incredibly great rates, super cometitive with loans that require 20-30% down!!! We're helping a ton of already attending physicians in addition to graduating resident and fellows secure jumbo loans with these great 30YR fixed rates on these physician mortgages. And many of them are able to close on their new homes before they start their new jobs.  Most don't qualify for the traditional jumbo loans as they don't have the 20-30% down payment required, but the physician home loan is only requiring them to put down 0-5% down, all they way up to $1M. 

And we're even helping physicians with loans up to $1.75M.  

We're also helping soon to be PGY1's get as low as 3.875% on 5YR ARMS in many states as well, even in declining markets, so they're still going ZERO DOWN with these incredible rates on the special physician mortgage!  (these loan amount only go up to $500k, where the 30YR Fixed will go up to $1M, but do require a 5% downpayment in a declining market)

Congrats! You now know where you life will be happening for the next 3-7 Years.  But… you only have 90 days to move, buy or rent, and start your residency.  We have 200+ realtors, at your disposal, free of charge, to help you buy a great new home.  They'll help you get special financing (student debt ok), move in BEFORE you start your residency, and even qualify for an EIGHT THOUSAND DOLLAR tax credit if you move quickly.  Fill out our GET STARTED form and we'll put  you in touch with a local, award winning realtor in our network who can help you buy, get your tax credit, and even negotiate the seller to pay your closing costs.  And in some declining markets like Michigan, New Jersey, PA, WV, and IN to name a few, we can also help  you get a true zero down loan with NO PMI.  http://www.exclusivephysicianloans.com/contact-us-760-431-2590/ or Call us today @ 760-431-2590 and we'll help you understand the process and get started, as you only have about 90 days.

We're excited to help 2010 Med School Grads in the next few weeks as they find out where they've matched on Thursday.  It's critical to act right away so we can put you in touch with a top notch local real estate agent who is award winning, has great local knowledge, understands your critical timing issues, is a great negotiator, and can even negotiate the seller to pay your closing costs.  Using our network of agents is FREE to you as well.  Since PGY1 is only 90 days away, and the $8k tax credit deadlines are April 30th and June 30th, don't waste critical time shopping online, use one of our proven successful agents to make sure you meet your deadlines.

The Good News keeps coming: one of the lenders we refer clients to will allow construction loans with only 5% down for physicians, all the way up to $1M.  And up to $1.25M, only 10% down is required, and up to $1.5M, only 15% is required.  Considering other lenders are requiring 30-40% down, this loan is ideal for recently graduated resident and fellows, in addition to resident and fellows who will be graduating and becoming attending physicians this summer.  If your building in what's known as a declining market, and additional 5% down would be required.  Contact us today and we'll can give your more details on these special physician home loans for construction.  Also, they are available in all 50 Stated.

Great News! One of our investors of the special physician home loans will now lend up to $1.5M with no PMI and very agressive rates, especially on 30YR Jumbos.  As a result, we've had a flurry of inquires from many physicians who are already attending and qualify for these larger loans. These special physician mortgages require 0 down up to $1M, 5% down from $1M to $1.25M, and 10% down from $1.25M to $1.5M.  If your market is in a declining market, an additional 5% down is required.  The 30yr fixed rates we've been seeing are very competitive with what national banks are quoting on jumbo mortgages that require 20-25% down.  The physician mortgage has been appealing to lots of recent as well as soon to be graduates of residenciess and fellowships who clearly qualify for the monthly payments, but are challenged to come up with the 20-30% down the national banks are requiring on their jumbo loans.